Terms and Conditions

Contact Information

Vector Summit

55 St. James's Street

London SW1A 1LA, United Kingdom

Phone: +44 20 7493 8172

Email: [email protected]

Binding Legal Agreement

These Terms and Conditions constitute a legally binding agreement between you and Vector Summit governing your use of our website and engagement with our financial analysis services. By accessing or using our website, you acknowledge that you have read, understood, and agree to be bound by these terms in their entirety.

If you do not agree with any provision of these Terms and Conditions, you must immediately cease using our website and services. Your continued use signifies your acceptance of these terms and any subsequent modifications we may make to them.

User Obligations and Conduct

Legal Compliance

You agree to use our website and services in full compliance with all applicable laws, regulations, and industry standards in your jurisdiction. This includes compliance with securities laws, data protection regulations, anti-money laundering requirements, and any other relevant legal frameworks governing financial services and professional conduct.

Accurate Information

When providing information to Vector Summit, whether through contact forms, registration processes, or service engagements, you warrant that all information provided is accurate, current, complete, and not misleading. You must promptly update any information that becomes inaccurate or outdated. Providing false or misleading information may result in termination of services and potential legal consequences.

Prohibited Conduct

You agree not to engage in any of the following prohibited activities: Using our services for any unlawful purpose or to facilitate violation of any laws or regulations; transmitting viruses, malware, or other harmful code that could damage our systems or those of other users; attempting to gain unauthorized access to our computer systems, networks, or proprietary information; interfering with or disrupting the integrity or performance of our website or services.

Additionally, you must not engage in any fraudulent activities or misrepresent your identity or affiliation; harvest, scrape, or collect information about other users without their consent; use automated systems or bots to access our website without authorization; reverse engineer, decompile, or attempt to derive source code from our proprietary systems or software.

You must not reproduce, distribute, display, or create derivative works from our content without written permission; use our services to transmit spam, promotional materials, or unsolicited communications; impersonate Vector Summit, our employees, or other users; or engage in any activity that could harm our reputation or business interests.

Professional Responsibilities

Investment Decision Responsibility

You acknowledge and agree that Vector Summit provides analytical services and research support, not investment advice or recommendations. You bear full responsibility for your investment decisions, including the decision to rely on any information or analysis we provide. You should conduct your own due diligence and consult with qualified financial, legal, and tax advisors before making investment decisions.

Independent Judgment

Our research and analysis are intended to support your independent decision-making process, not to substitute for your professional judgment. You should evaluate all information in light of your specific circumstances, investment objectives, risk tolerance, and regulatory obligations. We do not tailor our general research to individual client needs unless specifically contracted to do so.

Confidentiality Obligations

When receiving proprietary research or analysis from Vector Summit, you agree to maintain its confidentiality and use it solely for the purposes authorized in your service agreement. You must not disclose our research to unauthorized third parties or use it in ways that could compromise our intellectual property or competitive position.

Disclaimers and Warranties

Disclaimer of Warranties

Vector Summit provides its website and services on an as-is and as-available basis without warranties of any kind, whether express, implied, statutory, or otherwise. We specifically disclaim all implied warranties, including but not limited to warranties of merchantability, fitness for a particular purpose, title, non-infringement, and those arising from course of dealing or usage of trade.

We do not warrant that our website will be uninterrupted, secure, or error-free; that defects will be corrected; that our servers are free from viruses or harmful components; or that information provided will be accurate, complete, or current. Any material downloaded or obtained through our website is accessed at your own risk, and you are solely responsible for any damage to your computer systems or loss of data.

Information Accuracy

While we strive to provide accurate and reliable information, we make no guarantees regarding the accuracy, completeness, timeliness, or reliability of any content on our website. Financial markets are complex and dynamic, and information can quickly become outdated. We are not responsible for errors, omissions, or discrepancies in the information we provide.

No Fiduciary Relationship

Nothing in these Terms and Conditions or in our service relationships creates a fiduciary duty between Vector Summit and you. We do not act as your fiduciary or advisor unless explicitly agreed in a separate written engagement specifically designating such a relationship.

Limitation of Liability

Exclusion of Damages

To the maximum extent permitted by applicable law, Vector Summit and its officers, directors, employees, agents, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, revenue, data, goodwill, or other intangible losses, arising from or relating to your use of our website or services, regardless of the theory of liability (contract, tort, strict liability, or otherwise) and even if we have been advised of the possibility of such damages.

Liability Cap

Our total aggregate liability for all claims arising from or related to these Terms and Conditions or your use of our services shall not exceed the greater of the fees you have paid to Vector Summit during the twelve months preceding the event giving rise to liability, or two hundred British pounds.

Investment Losses

Vector Summit shall not be liable for any investment losses, portfolio underperformance, missed opportunities, or adverse market movements resulting from your use of or reliance on our research and analysis. Investment decisions carry inherent risks, and you assume full responsibility for all investment outcomes.

Jurisdictional Variations

Some jurisdictions do not allow the exclusion or limitation of certain warranties or liabilities. In such jurisdictions, our liability shall be limited to the fullest extent permitted by applicable law.

Indemnification

You agree to indemnify, defend, and hold harmless Vector Summit, its officers, directors, employees, agents, licensors, and service providers from and against any and all claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms and Conditions or your use of our website and services.

This indemnification includes but is not limited to claims arising from your breach of any representation or warranty, your violation of applicable laws or regulations, your infringement of third-party intellectual property or privacy rights, and any harm caused to third parties through your use of our services.

We reserve the right to assume exclusive defense and control of any matter subject to indemnification by you, in which case you agree to cooperate with our defense of such claims. This indemnification obligation survives termination of these Terms and Conditions.

Force Majeure

Vector Summit shall not be liable for any failure or delay in performing our obligations under these Terms and Conditions due to circumstances beyond our reasonable control, including but not limited to acts of God, natural disasters, war, terrorism, civil unrest, labor disputes, government actions, pandemics, epidemics, telecommunications failures, internet disruptions, cyber attacks, or failures of third-party service providers.

During such force majeure events, our performance obligations shall be suspended for the duration of the event. If a force majeure event continues for more than thirty days, either party may terminate affected service agreements upon written notice.

Legal Jurisdiction and Dispute Resolution

Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of England and Wales, without giving effect to any principles of conflicts of law. The United Nations Convention on Contracts for the International Sale of Goods shall not apply.

Jurisdiction and Venue

You irrevocably submit to the exclusive jurisdiction of the courts of England and Wales for the resolution of any disputes arising from or relating to these Terms and Conditions or your use of our services. You waive any objection to venue in such courts and any claim that such courts are an inconvenient forum.

Dispute Resolution Process

In the event of any dispute, claim, or controversy arising from these Terms and Conditions, the parties agree to first attempt to resolve the matter through good faith negotiations. If the dispute cannot be resolved through negotiation within thirty days, either party may pursue formal legal proceedings.

For disputes with institutional clients, individual service agreements may contain alternative dispute resolution provisions, including mediation or arbitration requirements, which would supersede this general provision for matters covered by those agreements.

Severability and Interpretation

If any provision of these Terms and Conditions is held to be invalid, illegal, or unenforceable by a court of competent jurisdiction, such provision shall be modified to the minimum extent necessary to make it valid and enforceable while preserving its original intent. If such modification is not possible, the provision shall be severed, and the remaining provisions shall continue in full force and effect.

Section headings are for convenience only and shall not affect the interpretation of these Terms and Conditions. The use of including, such as, or similar terms shall be deemed to be followed by without limitation.

Entire Agreement and Amendments

These Terms and Conditions, together with our Privacy Policy, Cookie Policy, and any individual service agreements, constitute the entire agreement between you and Vector Summit regarding your use of our website and services. They supersede all prior or contemporaneous communications, agreements, and understandings, whether written or oral.

We reserve the right to modify these Terms and Conditions at any time. We will provide notice of material changes by posting the updated terms on our website with a revised effective date. For significant changes, we may also provide additional notice through email or prominent website notifications.

Your continued use of our website or services after changes become effective constitutes your acceptance of the modified terms. If you do not agree with the changes, you must discontinue use of our services. Individual service agreements may only be amended through written agreement signed by authorized representatives of both parties.

Assignment and Transfer

You may not assign, transfer, or delegate your rights or obligations under these Terms and Conditions without our prior written consent. Any attempted assignment in violation of this provision shall be null and void.

Vector Summit may assign or transfer these Terms and Conditions, in whole or in part, to any affiliate, successor, or purchaser of substantially all of our assets or business operations, without your consent. We will provide you with notice of any such assignment.

Waiver and Non-Enforcement

No waiver by Vector Summit of any term or condition of these Terms and Conditions shall be deemed a further or continuing waiver of such term or any other term. Our failure to assert any right or provision under these terms shall not constitute a waiver of such right or provision.

Any waiver must be in writing and signed by an authorized representative of Vector Summit to be effective. The rights and remedies provided in these Terms and Conditions are cumulative and not exclusive of any other rights or remedies provided by law.

Survival of Terms

All provisions of these Terms and Conditions that by their nature should survive termination shall survive, including but not limited to disclaimers, limitations of liability, indemnification obligations, intellectual property provisions, and dispute resolution clauses. Termination of your access to our services does not relieve you of obligations accrued prior to termination.